As a 16 year old, Marcus Bohman thought his occasional small bets on the horses were harmless. His gambling continued into his early 20s and when online betting arrived, things got out of control.
"I began betting having a beer out on a Saturday afternoon," says Bohman, now 40. "When I discovered online gambling my bets got bigger, first it was $10, then $20, until it snowballed."
Access to gambling 24/7 fuelled his habit and it turned secretive. "I was gambling in the comfort of my home, nobody knew. I had access to worldwide events. There was always something to bet on – from UK Greyhound racing to worldwide soccer matches throughout the night."
By the time he hit rock bottom more than a decade later, he'd lost more than $300,000.